Clear Information About Coverage, Payments, and Practice Fees
Insurance & Fees
We want patients to have clear information about insurance participation, payment options, and common practice fees before their visit. The information below is intended to help you prepare, but insurance plans and products can change frequently. Because coverage can vary by plan, product, and provider participation, please verify your benefits and network status directly with your insurance carrier and our office before your appointment.
Insurance Coverage
Allergy & Asthma Clinic of Maryland participates with a range of commercial, Medicare, Medicaid, and other health plans. The current participating plans listed on the existing page are:
Verify Your Benefits Before Your Visit
The insurance list above is not exhaustive, and plan participation can change. Patients should always confirm that Allergy & Asthma Clinic of Maryland and the provider they are scheduled to see participate with their specific plan and product.
- Call the member-services number on your insurance card.
- Ask whether the practice and scheduled provider are in network for your specific plan.
- Confirm whether a referral or prior authorization is required.
- Ask about your deductible, copay, coinsurance, and allergy-testing benefits when applicable.
Payment Options
We currently accept the following forms of payment:
- Cash
- Visa
- Mastercard
- Discover
- American Express
- Personal checks
Card-on-File
We encourage patients to keep a credit card on file to help make checkout and balance collection easier, faster, and more efficient. At check-in, the office may scan the credit card of your choice, including an eligible Flexible Spending Account (FSA) or Health Savings Account (HSA) card.
After your insurance carrier processes the claim and pays its portion, the office will:
- Notify you by email of the balance owed
- Charge the balance owed to the card on file
- Email a receipt for the charge
You will continue to receive an Explanation of Benefits (EOB) from your insurance carrier showing how the claim was processed. The current site states that card information is protected by the practice’s off-site card-processing partner, Elavon, and is not stored on office computers, consistent with Payment Card Industry Data Security Standard (PCI-DSS) requirements.
Fees
The following fees and deposits are currently listed by the practice. These amounts should be verified before launch and should be easy for staff to update in the CMS.
No-Show & Late-Cancellation Fees
| Fee Type | Current Amount |
|---|---|
| Missed Appointment | $50 |
| Missed Physical | $100 |
| Late Cancellation | $50 |
| Missed Procedure | $200 |
Out-of-Network Deposits
| Patient Type | Current Deposit / Charge |
|---|---|
| New Patients | Total charge or minimum $200 deposit |
| Established Patients | Total charge or minimum $150 deposit |
Self-Pay Deposits
| Visit Type | Current Deposit / Charge |
|---|---|
| New Patients | Total charge or minimum $200 deposit |
| Established Patients | Total charge or minimum $150 deposit |
| Procedures | Total charge or minimum $200 deposit |
Frequently Asked Questions
Still have a question?
Call our office and our team will be happy to answer any questions you may have about treatments, scheduling, or anything else.
How do I know if you accept my insurance?
Start with the participating-plan list on this page, then confirm directly with your insurance carrier and our office. Participation can vary by plan, product, and provider and can change over time.
Do I need to verify my benefits before my appointment?
Yes. We recommend confirming network status, referral requirements, prior authorization requirements, deductible, copay, coinsurance, and any allergy-testing benefits before your visit.
What payment methods do you accept?
The practice currently accepts cash, Visa, Mastercard, Discover, American Express, and personal checks.
Why do you keep a card on file?
A card on file can make checkout and balance collection more efficient after your insurance claim has been processed. The office notifies patients of the balance before charging the card on file according to the current practice process.
What happens if I miss an appointment or cancel late?
The practice currently lists fees for missed appointments, missed physicals, late cancellations, and missed procedures. Review the fee table on this page for the current amounts.
What if I am out of network or self-pay?
The practice currently requires the total charge or a minimum deposit depending on the type of visit. Review the Out-of-Network and Self-Pay tables for the current amounts.
Who should I contact with billing or insurance questions?
Contact the Silver Spring office at (240) 531-2902 for practice-specific questions. For plan-specific coverage and benefits, contact your insurance carrier directly.
Questions About Insurance or Fees?
If you have questions about insurance participation, payment options, or practice fees, please contact our Silver Spring office. For questions about your individual benefits, network status, or coverage, contact your insurance carrier directly.
